Borrower type
Changes the starting assumptions below.
Changes the starting assumptions below.
Foreign national estimates. Programs for non-U.S. citizens without U.S. credit history typically ask for a larger down payment (often 25% to 30% or more), carry a higher interest rate than standard programs, and may require cash reserves, a valid passport and visa documentation, and funds sourced from abroad. We have pre-filled a 30% down payment and a rate 1 point higher; you can edit every value. Foreign national programs vary by investor, property type and country. They require reserves and documentation, and terms are not guaranteed. Government programs such as VA generally do not apply.
These calculators provide estimates for illustration only. They are not a loan offer, a Loan Estimate, a pre-approval or a commitment to lend. Actual rates, fees, payments, taxes, insurance and eligibility vary by borrower, property, program and market conditions, and are subject to underwriting approval. Sample rates shown are placeholders, not current rates. Mortgage insurance, funding fees and tax figures are rough assumptions.
OCAL Capital Corp, NMLS #375292. Berk Ocal, NMLS #348809. Equal Housing Opportunity. Verify licensing at NMLS Consumer Access.