Home loans for buyers, investors and international clients in South Florida
OCAL Capital Corp is a Florida mortgage broker. We compare options from multiple wholesale lender partners and guide you from your first call to closing.
Not a commitment to lend. Subject to underwriting and credit approval.
NMLS #375292OCAL Capital Corp
NMLS #348809Berk Ocal
FL13782Florida mortgage broker license
Equal Housing Opportunity
How can we help you?
Choose your goal and we will point you to the right options.
Buy a Home
Explore fixed rate, FHA, VA, jumbo and low down payment options, plus support for first-time buyers.
See purchase options →Refinance
Look at refinance, cash-out and VA refinance options to fit your next step.
See refinance options →Invest
Investment property, DSCR, fix and flip and bridge financing for real estate investors.
See investor options →Self-Employed
Bank statement program for borrowers whose income is not shown on a standard tax return.
See bank statement program →Build & Renovate
Construction and rehab financing for new builds and home improvements.
See build and rehab options →International / Foreign National
Financing options for non-U.S. citizens buying in Florida. Programs and terms vary by borrower and property.
Learn about foreign national loans →Why work with a mortgage broker?
We do not fund loans ourselves. We arrange them through our lender partners and help you compare.
Options from multiple lenders
As a mortgage broker, we work with several wholesale lender partners, so we can look at more than one path for your situation.
Direct access to Berk
You talk with the person handling your file, with clear communication from first call to closing.
Programs for non-traditional borrowers
Self-employed, investors and international clients are part of our everyday work. Eligibility varies by program.
How it works
Tell us your goal
Call us or fill out our short online form. It takes about two minutes.
Review your options
We walk you through the programs that may fit, and the documents you will need.
Move toward closing
We keep you updated at every step until your loan closes.
Run the numbers
Try our free calculators to estimate your payment, see what you may afford, or test an investment property.
- Monthly payment
- Affordability
- Refinance
- Rent vs. buy
- VA loans
- DSCR investor
- Fix and flip
Estimates only. Not a loan offer or commitment to lend.
Meet Berk
Berk Ocal founded OCAL Capital Corp, which opened in 2007, and has worked in the mortgage sector since 2002. Based in Hollywood, Florida, he helps homebuyers, investors and international clients find a path to financing.
NMLS #348809 · OCAL Capital Corp NMLS #375292
Ready to talk?
Get a free quote or call us at (754) 348-0330.